Ms. Umar holds a PhD in International Health, MBA, Post graduate studies in Management Control Systems, Performance, and a degree in Business Administration. In addition, she holds a degree in Principles and Practices of Islamic Insurance. She has professional association with the Auditors and Chartered Accountants Board of Mozambique among many others. Ms. Uma has participated in many success projects in Mozambique and abroad. She has also held Directorship in several companies.