Fire Insurance

Insurance that is used to cover damage to a property caused by fire. Fire insurance is a specialized form of insurance beyond property insurance, and is designed to cover the cost of replacement, reconstruction or repair beyond what is covered by the property insurance policy. Policies cover damage to the building itself, and may also cover damage to nearby structures, personal property and expenses associated with not being able to live in or use the property if it is damaged. Fire & Allied Insurance covers your property against fire and other similar perils such as Lightning, Explosion, Aircraft damage, Impact Damage, Earthquake, Storm, Tempest, Flood, Bursting and overflowing of water tanks apparatus or pipes, Riot/strikes/civil commotion, Malicious damage, impact of vehicles, and burglary.